When thinking about plans for your money, you might start by asking yourself a few simple questions. But finding the right answers can be hard. A financial planner’s role is to get to know and understand your unique situation. Taking a 360-degree view, they make recommendations and set out the strategy that is most suitable for you based on your life goals.

Don't underestimate the importance of making a will. A key part of our service is helping you pass on your wealth to your loved ones. Our financial planners can implement strategies to help mitigate the effects of inheritance tax. We can help you find effective ways to leave money both before and after your death. We can also help you make optimal use of personal tax allowances and reliefs to create a tax efficient investment strategy while providing guidance on tax optimised investments and retirement income.

Working with us to create a retirement plan could help you achieve the later lifestyle you want. We can help you navigate the array of options to generate a sustainable income from pensions, investments and other financial assets. We can also help you plan for later life nursing, home help or residential care costs and we have financial planners who are accredited by the Society of Later Life Advisers.

If you are facing a significant life change such as divorce, we encourage you to seek support early for the best chance of meeting your financial needs now and in the future.

Our financial planners can help you work out what you want to do next and advise you on the most beneficial division of assets to ensure your financial security.

Our team can guide you through gifting money in your Will to your favourite charity. As well as supporting the charity with your donation it could also be used to off set your inheritance tax liability. Please contact us to find out how we can help you with writing or amending your Will.

We advocate a balanced approach to female money matters. Starting out or already in a career, you may be thinking about life-changing decisions - such as plans for a family, sharing a home, marriage or divorce. Your financial decisions will impact your future so you can’t leave it to chance or for others to direct. We’ll help you take control, ensuring you expect and demand what is best for you. We have an exceptional team of female financial planners and portfolio managers who will advise and mentor you to help build your financial confidence.

Alice is a Chartered Financial Planning Associate and a Fellow of the Personal Finance Society – its highest accolade. Since entering the Financial Services industry in 2018, Alice has gained extensive experience across a variety of roles including Paraplanning, giving her a comprehensive understanding of the full financial advice process and allowing her to support advisers with technical expertise.

Joe supports financial planners through detailed case preparation, technical analysis, and ensuring advice is both robust and clearly aligned with clients’ goals. With a commitment to professional development, he is focused on progressing into a Financial Planner role, where he can combine technical expertise with strategic client planning to help deliver exceptional outcomes.

Mathew is a Financial Planning Associate who is currently working towards his Chartered status. Having been in the industry since 2020, he now works alongside industry-leading financial planner Helen Howcroft to deliver top-quality financial planning advice to high-net-worth clients. He is the first point of contact to answer any technical queries and wants to continue developing his skills in working towards being a fully-fledged Financial Planner in the near future.

Shane Mpofu is passionate about helping people make sense of their finances. As a Financial Planning Associate at atomos, he is dedicated to guiding clients through their journeys with clarity and confidence. Shane believes that financial planning isn’t just about numbers – it’s about understanding what truly matters to each person and crafting a plan that reflects their unique goals and aspirations.

Paul leads atomos’ healthcare team, where he uses insights from his more than 20 years assisting medical professionals with financial planning. This includes the NHS pension, partial retirement, 24-hour retirement, ill-health retirement, and personal planning including protection, mortgages, investments and inheritance tax planning. He works with medical specialist accountants and solicitors to ensure he and his team have up-to-the-minute knowledge of the issues faced by clients.

Helen specialises in complex financial affairs, including pensions, helping clients navigate a divorce and working with high-net-worth clients. Her experience includes establishing her own Chartered financial planning firm, and she is a Fellow of the Personal Finance Society, its highest accolade. She is also a Chartered Financial Planner.

Daniel is a Chartered financial planner, a mark of professional excellence, and has been part of the atomos team since 2010, providing all-round financial planning designed to make your money serve its real purpose – to achieve your life goals. He can show you what your financial future looks like now, and how a well-crafted plan will move you closer to your goals, from putting your children through university, to retiring comfortably and all the ‘what ifs’ along the way.

Gemma is a qualified financial planner and her approach is friendly and patient, bringing her clients empowerment and understanding of their finances. Working together, Gemma will help you identify your financial goals and set you on the path to achieving them. She has a particular focus on helping clients implement effective intergenerational planning strategies, ensuring a seamless transfer of wealth to the next generation.

Stepping into the financial planning arena in 2008 amid the chaos of the global financial crisis, Rory navigated his clients through market turmoil, grounded in sound financial planning principles. Rory’s passion for sports informs his financial planning with teamwork, strategy, and dedication. Rory brings a 360-degree perspective to intergenerational wealth planning, using trusts, pensions, investments, and insurance to craft bespoke solutions tailored to your financial planning goals.