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Managing Director of Financial Planning

Insights

Markets end the year on a high note

Welcome to your quarterly investment update from atomos covering October to December 2025.

Global equity markets delivered positive returns over the fourth quarter of 2025, led by the US, UK and Japan.

2026 Outlook: Key themes for investors

Investors who stayed patient and remained invested through 2025 were generally rewarded. Despite a challenging start to the year and uncertainty around US trade policy, most major asset classes – including equities, bonds and alternatives - delivered positive returns.

2025 Recap: A Look at What Drove the Markets This Year

2025 was a landmark year for markets. As we approach year-end, we take a closer look at the ten key stories that defined the year, from Trump’s tariffs and oil’s struggles to Nvidia’s milestones and record-breaking commodities.

Caution Over Interest Rate Cuts

This week the main focus in markets was the Federal Reserve’s (The Fed) interest rate decision. The US Central Bank cut interest rates for the third time this year, by 0.25%, taking its benchmark rate down to 3.50–3.75%.

Japan in Focus: New Leadership, Bold Budget

This week, Japan grabbed attention with its largest supplementary budget since the pandemic. Prime Minister Sanae Takaichi’s government unveiled a ¥135 trillion (£632 billion) package aimed at boosting strategic growth sectors, strengthening defence capabilities, and creating a reserve for emergencies such as natural disasters.

End of year outlook for markets

Last week’s highly anticipated UK Budget was well-received by markets, as the pound strengthened, major UK equities rose, and the cost of government borrowing fell.

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