Wealth & financial wellbeing

Ever noticed how the urge to chase a popular trend or bail out during a downturn always feels like the smart move in the moment? This piece breaks down the psychology behind those instincts - and why fighting them can be the key to better long-term investment returns.

For many founders, the period immediately after a liquidity event, be that a trade sale, management buyout or a substantial dividend, feels like the first opportunity in years to pause. Many business owners instinctively adopt a temporary holding position.

Over the last year, Helen Howcroft has spent a lot of time listening to women talk about their financial lives, their worries and their goals. Those conversations have shaped how we think about advice and what women tell us they value most.

July provided another reminder that headline market performance does not always tell the full story.

For many business owners, the sale of their company represents the most significant financial event of their lifetime. Years, and often decades, of hard work, risk-taking, and personal sacrifice culminate in a transaction that can dramatically change their financial future.

One of the biggest challenges for investors is accepting that nobody knows exactly what will happen next. We look at diversification and the total portfolio approach ensuring investments complement each other, similar to a well-balanced sports team.

For business owners: Why timing matters more than how much you contribute, why this year is particularly important and some common misunderstandings.