Wealth & financial wellbeing

We can help you grow your money and get what you want out of life.

Making financial ambitions a reality

Our aim is to help clients safeguard their financial futures and achieve their financial goals. This is delivered through high-quality personal service combined with reliable and trusted financial advice. Our collective purpose is to make dreams and financial ambitions a reality. Come and talk to us about your plans.

“Many people come to us because they are looking to ensure a secure financial future for themselves and their families.”

Niral Parekh

Managing Director of Financial Planning

Insights

October’s market split: an AI reset meets resilient growth

October produced an unusual combination of market moves. Shares linked to artificial intelligence fell sharply, government bonds rallied despite strong economic data, and oil prices rose.

Budget 2026: what does it mean for entrepreneurs and business owners?

The 2026 Budget delivered a mixed message for Britain’s entrepreneurs. New incentives could reward founders of some of the UK’s fastest-growing businesses, while changes to existing tax reliefs may make succession and exit planning more challenging for many established business owners.

Financial planning tips to beat the Budget 2026

It might have been branded the “Is that it?” Budget, but 98 new measures were announced by the Chancellor, John Healey, in his first speech to the House of Commons, meaning there is plenty for households to get their heads around.

Budget 2026: key takeaways

The Chancellor John Healey has presented his Budget speech to parliament, the first under Andy Burnham, who this week marked his first 100 days in office. With the slogan “Breathing space for today, fresh hope for the future,” Healey announced a number of measures which could have implications for your finances. From changes to income tax on savings and property to a u-turn on Cash ISA changes, plus more help with energy bills and a surprise announcement on the trading allowance - here are the key changes you need to know.

Stronger together: Why we blend fund managers

Behind every actively managed equity fund is a team making decisions about which companies deserve a place in your portfolio. This month, we explore why atomos combine several of these teams to invest in equities, bringing together different strengths and perspectives.

Struggling bonds, but stronger stocks: markets manage geopolitics and inflation fears in Q3

Renewed tensions in the Middle East and disruption to oil shipments through the Strait of Hormuz drove energy prices higher, fuelling concerns that rising inflation could lead to further interest rate hikes. Despite these challenges, strong corporate earnings helped global equities deliver modest growth, with the MSCI ACWI Index returning 1.6% over the three months to the end of September.

From cuts to hikes: interest-rate expectations shift sharply

Investors began 2026 expecting interest rates to fall. By September, stronger-than-expected growth and persistent inflation had forced central banks to rethink the path ahead. Renewed expectations of rate hikes caused bond yields to rise sharply, which put pressure on bond prices (when yields rise the price of existing bonds fall) particularly in the US, where bond yields rose most noticeably.

Our structure

Atomos Financial Planning Limited

atomos is the trading name of Atomos Financial Planning Limited, authorised and regulated by the Financial Conduct Authority and registered in England and Wales (FCA No: 193503, Company No: 3879955). Registered offices: 2nd floor, 5 Hatfields (alto), London, SE1 9PG.

Atomos Investments Limited

atomos is the trading name of Atomos Investments Limited, authorised and regulated by the Financial Conduct Authority and registered in England and Wales (FCA No: 122588, Company No: 2041819). Registered offices: 2nd floor, 5 Hatfields (alto), London, SE1 9PG.

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The value of investments and any income from them can fall and you may get back less than you invested.