The best of both worlds

In this fast-changing world, we understand that you want greater flexibility around how your money is managed. You want a personalised face-to-face service for life’s big moments, combined with all the convenience and access you get from modern digital tools. You want the best of both worlds.


Choose your financial coach

Financial wellbeing comes from having clear financial goals, a plan to achieve them, the technology to track progress and, above all, the right financial coach. atomos' wealth management service offers two types of financial coaches - a financial planner, and an investment manager. You can choose to work with either one or both.

Work with a financial planner
An atomos financial planner will clarify your financial picture, articulate your ambitions, create a plan to achieve them, and coach you along the way. Arrange a no-obligation chat to get started.
Energise your investments
Your personal investment manager will create a strategy to grow your wealth, minimise tax, invest to a risk level you're comfortable with and most importantly, achieve the retirement you want.

Can you make your dream a reality?

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  • I have {{ depositStartFormatted }} in current savings edit
  • I am looking to save {{ depositAmountFormatted }} every {{ savingParams.depositFrequency }} edit
  • I will keep it linked to inflation edit
  • I will not link deposits to inflation edit
  • I will be saving for {{ savingParams.termLength }} {{ savingParams.term }} edit
  • I want it in a {{ savingParams.risk }} risk plan edit
  • Change your answers here if you want

We’ve designed our savings calculator to make it easy for you to work out whether or not you’re on track to meet your goals. Enter how much money you would like to save up then complete the remaining steps to see how close you are to your target.

Important information about the calculator

I am looking to save
I have in current savings
I am looking to save every
I will keep my {{depositAmountFormatted }} a {{savingParams.depositFrequency}}

What is inflation?
Inflation measures how much the costs of everyday goods and services go up over time and as a result, how much the value of money goes down. For example, in 1960 you could by an average house for around £2,500, while today the average house price is nearly 100 times more expensive. That’s why investing your money can help preserve your long-term spending power.

So if you want to save up for something several years in the future, it might be worth linking your monthly savings above to inflation to give you a more realistic idea of how long it will take you to reach your goal. If your savings goal is shorter-term saving, choose to link your savings to today’s value.

I will be saving for
years
I would like to put my savings in a
plan

Lower risk - This type of strategy is best for people wanting to protect their savings while offering room for their money to grow. These investments carry risk but seek to minimise it.
 
Medium risk - This type of strategy is designed to grow money steadily over the long term. These strategies carry risk, and usually invest in a mix of different assets to diversify the risks of investing while still growing investors’ money.
 
Higher risk - Higher risk strategies are best for investors seeking to grow their savings significantly over the long-term. While these strategies increase the opportunity for growth, investors must be able to cope with possible falls in the value of their savings, while remaining focussed on their long-term goals.

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You will meet your target

You will fall short of your target

You will fall short of your target

Based on your data and our calculations you will save

{{totalFormatted}} after {{savingParams.termLength}} years

You made your target, but we may be able to get you there quicker

Almost there but we get help you reach your target

You missed your savings goal but we can help you reach it

 

Talk to an expert

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The value of investments and any income from them can fall and you may get back less than you invested.