Money and your business
Company director or in a partnership? We can help better manage your pension, invest your surplus profits, and protect your business assets.
Get in touch
Company director or in a partnership? We can help better manage your pension, invest your surplus profits, and protect your business assets.
Get in touchPersonal financial planning for entrepreneurs
Business is good. We can make it better.
Entrepreneurs, you've built your company or partnership up and led its growth. Now it’s time to take stock. Our financial planners are experienced at advising business owners how best to protect their business as well as their personal finances.
When it comes to your business, you’re the expert. When it comes to financial planning, we are.
We can help identify your individual goals, and strategies to reach them. For your business we can advise on cash management, investing surplus profits, key person and business or partnership insurance.
Our financial planners advise founders and company directors from engineering and manufacturing to marketing and consultancy. We also know busy entrepreneurs can neglect their own money matters, so we draw up a separate financial plan for you as an individual.
For your business, we’ll advise on how to use your pension to lower your corporation tax bill, prepare for retirement or business sale and protect your family and business partners in the event of death or long-term sickness.
For you personally we’ll draw up your life and financial plan, perhaps to invest the proceeds of a business sale or retire over a winding-down period. Our job is to make yours easier.
From start-ups to long-established firms and serial entrepreneurs, we know the success of your business is your focus. It’s our focus too.
Running a company can mean you lose sight of your own financial goals. We can advise you on investing your self-invested personal pension (SIPP) or small self-administered scheme (SSAS), or on taking income in the most tax-efficient way. We want your money to work as hard as you did making it.
You take risks running your business. Let us protect the rewards. A financial plan keeps your personal finances on track.
We will help you define your life and financial goals and how to reach them. From thinking about selling your business and later life, to making the most of your money. From taking care of the family to passing on wealth.
Retirement planning may include lowering your corporation tax bill using pension contributions from your limited company, putting commercial property in a pension, or creating a bespoke investment portfolio in a pension plan.
We can advise you on how to mitigate the impact of the death, long term illness or injury of a business partner or key worker, and how to pass on your business.
Frequently-asked questions about financial planning for you and your business:
If you are approaching the exit or completing the sale of your business, you may benefit from the additional expertise of a portfolio manager. They can construct a bespoke portfolio that meets your needs as an individual and as a family.
5.6 million
Number of small businesses in the UK (i)
14%
UK SMEs involved in professional and technical activities (ii)
£2.4 trillion
Estimated total turnover of all UK SMEs (iii)
We’re ready to listen. Get in touch and arrange a free consultation to find out if you could achieve your goals with financial planning.
The value of investments and any income from them can fall and you may get back less than you invested.
The value of investments and any income from them can fall and you may get back less than you invested.
