Do you need mortgage advice?

Getting financial advice for a mortgage can give you peace of mind with one of the biggest financial decisions you’ll make. This is because mortgage advisers have a duty of care to their clients and must provide justification for their mortgage recommendations, specific to your circumstances. Furthermore, mortgage advisers know the ins and outs of the application process and backgrounds of potential lenders. This ensures nothing gets held up and you get a mortgage that is right for you.

Require a professional mortgage adviser?

Many of us aspire to own a property, whether it’s somewhere to call home or an addition to an existing property portfolio. atomos offers a wealth of expert financial advice about mortgages and will guide you through the process of purchasing your ideal property.

We take a ‘whole of market’ approach to our mortgage planning service, meaning we provide you with access to a comprehensive range of UK lenders. By tailoring our approach to your circumstances, we can find the best mortgage deal to suit your financial situation.

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Ask one of our experts for help with your mortgage or equity release during a free, no obligation video or phone consultation. Book now

How we can help you:

  • Mortgage planning team on hand

  • Financial mortgage advice deals best suited to you

  • Specialist team for home equity release

  • Access to a comprehensive range of UK lenders

  •  Duty of care for our clients

  • Mortgage deal for your financial circumstances


Mortgage advice for specific needs

  • First-time buyers

    Buying a property for the first time can be daunting. We aim to make the journey as smooth as possible by ensuring you are fully informed about the mortgage options specific to your financial circumstances. Our mortgage planning team will be on hand to discuss your requirements and answer any questions you may have along the way.

  • Buying a second home

    Whether you’re looking to buy your dream holiday home or boost your income with a buy-to-let property, atomos offers a range of mortgage options to help you get started. We provide expert financial advice about the mortgage deals best suited to your needs and will help you understand your legal and tax responsibilities if you are becoming a landlord.

  • Moving house or remortgaging

    Moving house can be a stressful time, and we’re here to make the transition as smooth as possible. We can help you find a mortgage at competitive rates or help you transfer your current mortgage to a new property. We can also guide you through the process of remortgaging an existing property and put in place a loan that’s right for you.

  • Equity release

    atomos' mortgage advice is not just limited to helping you purchase a property. We have a specialist team of wealth planners dedicated to helping people release equity from their home.

    Our equity release clients are often looking for an additional source of retirement income. They are ‘asset rich’ individuals in terms of owning their own home, but ‘cash poor’ in terms of the money they have access to. Whatever your circumstances, we can help you realign your finances to unlock value from your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our typical mortgage advice fee is £750, but we may charge more or less than this amount depending on individual circumstances.

To understand the features and risks of an equity release mortgage, please ask for a personalised illustration.

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The value of investments and any income from them can fall and you may get back less than you invested.